Medical Bill Negotiation Service

Are You Getting Squeezed by the Cost of Health Care?
SAVE MONEY ON YOUR MEDICAL BILLS

Stop paying full charges for your out-of pocket medical bills • Gain control over your medical spending without feeling the need to become a health care expert • Reduce your medical bills regardless of your insurance status or procedure • Give your medical bills to the experts for savings • Get the Medical Cost Advocate® Advantage Visit www.medicalcostadvocate.com/group/pfi.aspx and begin saving today, just enter the code PFI100

Your expert medical cost reduction partner
Fax (866) 769-7799 - Phone (866) 769-9707

Medical Cost Advocate is your expert source to review and negotiate out-of-pocket health care costs:

Professional negotiators advocate for you
Negotiating directly with medical providers
Medical and dental - Before or after procedure
Respectful of patient/provider relationships
Save 20 – 50% on most bills
No up-front fee – Save or the service is free
User friendly, web-based and secure
Track your annual savings

Don’t forget to enter your Group Code when signing up: PFI100

Experienced • Ten year track record negotiating health care costs
Professional • Negotiators are attorneys and industry professionals
Effective • Proven approach yields 20 – 50% savings
No Risk • You only pay if you save! Payment is based on results obtained
Comprehensive • Ideal for any health plan, insurance status or bill type

www.medicalcostadvocate.com/group/pfi.aspx

Use MCA with any PPO, POS, HMO, Consumer Direct insurance plan or HSA, HRA, FSA account
Use MCA to negotiate favorable cost and payment terms before an expensive procedure

Don’t forget to enter your Group Code when signing up: PFI100

Medical Cost Advocate FAQ

Click http://www.medicalcostadvocate.com/group/pfi.aspx to get started

Tired of overpaying for health care? MCA can reduce your out-pocket expenses.

How Does It Work?

Medical Cost Advocate (MCA) billing experts negotiate your medical and dental bills before or after treatment. You simply sign up for an account by clicking “get started now”. Make sure you enter your PFI group code PFI100. Enter your next medical bill in 4 easy steps. All your information will be retained in your secured account for future use.

How Does Payment Work?

MCA will authorize (not charge) your credit/debit card to confirm you are able to pay a reduced amount. When MCA save at least 10% they will facilitate paying the provider for you and charge a success fee of 35% of the savings only. If there are no savings, the service is free and your card will never be charged. Its that simple.

What Bills Should be Entered?

Whether you are insured, uninsured or underinsured, enter almost any medical or dental bill including out-of-network bills, uncovered procedures, coinsurance and deductibles. Your bill should exceed $300 and you should have a copy of your bill or insurance EOB and a credit card, when you input a bill.

What Bills Should not be Entered?

You should not enter a bill that you have negotiated or paid previously. You should not enter bills from providers that have already granted discounts from your PFI medical services discount card. You should not enter a bill until after your insurer pays its portion (if applicable).